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Paul Harrald

Paul Harrald

Paul Harrald

Paul is Head, Curve Credit, building a new lending business for Curve!

Paul was an executive Director at The Royal Bank of Scotland, serving on the boards of the credit cards issuing and merchant acquiring businesses, where he ran IT and quantitative analytics.

Paul also was a founding member and CIO at the very successful fintech start-up, SAV Credit, now Newday Ltd., sold for $742m in 2011.

Since then, Paul served at Standard Chartered Bank, where he was a member of the Executive Management team and risk management committees as Group Head of Risk Strategy and Global Head of Portfolio Risk.

He was also global head of risk strategy and decision science for GE Capital and its consumer lending businesses.

More recently, Paul has been a Credit and Risk Advisor at Google and ran alternative lending at the hedge fund manager Arrowgrass Capital Partners.

Prior to joining Curve, Paul led UK and EU private equity investments for the Chinese VC, Creditease.

Paul has advised and provided training to supranationals such as the IMF, and several central banks on implications of banking regulation.

Paul was tenured at the University of Manchester and served as a visiting Professor in Computing Science at UCL, an advisor to the Alan Turing Institute and as a visiting scholar at the Max Planck Institute, Edinburgh University AI Applications Institute, Helsingin kauppakorkeakoulu and elsewhere.