Edgar, Dunn & Company’s UK Payments & Fintech Report 2025

The Edgar, Dunn & Company‘s UK Payments & Fintech Report gives a lot of information about the quickly changing world of digital finance. The 2025 report is a guide for professionals who want to know what the future holds for UK fintech. It covers payments infrastructure, embedded finance, and changes in the law.

Drawing on decades of sector experience, the report serves as a strategic reference point for stakeholders navigating the complexities of the UK’s financial ecosystem – from policymakers and regulators to fintech founders and payment service providers.

The Report says that open banking, real-time settlements, and design that puts the customer first will be the main things that change in 2025.

“Whether you’re setting strategy, developing regulation, or building the next wave of financial technology, having a clear view of the current landscape is critical,” said EDC Director Mark Beresford. “This report brings clarity to a fast-moving sector and helps contextualise what’s changing and why.”

Key themes explored in the report include:

1. The transition from Open Banking to Open Finance and Open Data: real-world use cases and adoption trends.

2. The growing impact of alternative payment methods (APMs) and digital wallets in the UK’s payments mix.

3. A current snapshot of the UK’s regulatory outlook, innovation trends, and mergers & acquisitions activity.

The Report is now available to download.
https://www.edgardunn.com/reports/uk-payments-fintech-report-2025

EDC hopes the insights shared will inform strategic thinking and spark dialogue across the industry. Feedback and discussion are welcomed.

The UK Payments & Fintech Report says that 2025 will be a key year for changing the way money works in the UK. It focusses on strategy, innovation, and policy.